Subordinated Financing Programme (SFP) is a collaboration financing programme with TERAJU to provide financing to Bumiputera companies in the shortfall of project or plant/machinery cost. SFP is a two-tier financing programme in the form of Principal Financing and Subordinated Financing.
Purpose
- For project and plant/machinery/equipment financing
Eligibility
- Bumiputera shareholding in the Company is at least 51%
- CEO/MD or highest management position must be Bumiputera
- Company's investment value in the project should be at least 5% of the total financing applied
Financing Concept
- Commodity Murabahah Term Financing-i (CMTF-i)
Margin of Financing
Principal Financing |
Up to 65% of project or asset acquisition cost. |
Subordinated Financing |
Up to 30% of of project or asset acquisition cost or RM3.0 million, whichever is lower |
Financing Limit
Principal Financing |
Up to Single Customer Limit |
Subordinated Financing |
Up to RM3.0 million |
Financing Tenure
Principal Financing |
Up to 10 years |
Subordinated Financing |
Up to 3 years* |
*Note : To commence after Principal Financing has been fully paid
Profit Rate
Principal Financing |
From BFR + 0.0% p.a. to BFR + 2.5% p.a |
Subordinated Financing |
2.0% p.a. |
Collateral
Principal Financing |
Charge on the asset to be financed |
Subordinated Financing |
Subsequent charge on the asset to be financed |
Download Subordinated Financing Programme (SFP)
Subordinated Financing Programme Brochure
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Product Disclosure Sheet
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For further inquiries, please contact any of our Enterprise Centres / Business Centres.
Our Branches