HOUSEOWNER/ HOUSEHOLDER TAKAFUL

Introduction

Cover your home and the personal belongings in your house against loss or damage due to fire, lightning, explosions, flood, bursting of water pipes and other perils stated in the Takaful Certificate schedule.

Plan Covers

Coverage for your building and it's contents due to unforeseen events or other perils;

The Houseowners plan covers your house structure including the walls, roof, fixtures and fittings, garages, gates and fences.

The Householders plan covers your house contents like household goods, personal effects and other moveable possessions.

Features & Benefits

Frequently Asked Questions (FAQs)

1. How much contribution do I have to pay?

   The total annual contribution that you have to pay depends on the benefits coverage and sum covered that you have selected.

2. What are the major exclusions under this products?

   This Product does not cover certain losses, such as:
   War, invasion, the act of a foreign enemy, hostilities or any act of terrorism. Order of the government or Public Municipal or Local Authority. Nuclear weapons or ionizing radiations or contaminations. Consequential loss or damage of any nature. Property damage to data or software Loss or damage due to theft by your domestic servants or any member of your family and household. Beer, liquor, pictures of animals or things used for religious purposes such as idols. The "Liability to the Public" section does not cover any asbestos-related injury or damage involving the use, presence, existence, detection, removal, elimination or avoidance of asbestos or exposure or potential exposure to asbestos. Any other events prohibited by Shariah principles.

   Note: This list is non-exhaustive. Please refer to the Certificate for the full list of exclusions under this product.

3. Can I cancel my certificate?

   You may cancel your certificate at any time by giving written notice to us. Upon cancellation, you are entitled to a partial refund of the contribution provided you have not made any claim.