TAKAFUL mySME
Introduction
The Takaful mySME plan offers your organization more than just comprehensive protection but peace of mind whilst you focus to grow your business.
Features & Benefits
- Comprehensive takaful plans for business needs.
- High sum covered of up to RM50 million for Fire coverage including Terrorism cover (Limit : Subject to approval by panel)
- Enhanced protection that includes All Risks, Money, Personal Accidents, Public Liability, Goods In transit, and other optional covers.
- Flexibility to select different sum covered to cater to your business needs.
- Contribution discount of up to 30% (Subject to Terms and Conditions).
Product Covers
| Type of Coverage | Scope of Cover | Sum Coverage | |
|---|---|---|---|
| Section (A)-Compulsory | Section (B)-Optional Coverage: | ||
| Fire | Loss or damage to the property covered caused by Fire, Lightning, Domestic explosion or Terrorism | Up to RM 50,000,000 | X |
| Fire Consequential Loss | Covers loss of gross profit due to interruption at your business premises by perils covered under Fire. | X | Up to RM 2,000,000 |
| All Risks | Covers loss or damage on all machinery at premise due to fire, theft and accidental damage. | X | Up to RM 2,000,000 |
| Burglary | Covers loss or damage due to theft | X | Up to RM 2,000,000 |
| Electronic Equipment | Covers loss or damage on all equipment at premise due to fire, theft and accidental damage. | X | Up to RM 2,000,000 |
| Employer's Liability | Covers your legal liability to employees for occupational bodily injury | X | Up to RM 1,000,000 |
| Equipment All Risks | Covers direct financial loss due to an act of fraud or dishonesty committed by any of your employees | X | Up to RM 2,000,000(On All Mobile Equipment Used “Off Public Road”) |
| Fidelity Guarantee | Covers direct financial loss due to an act of fraud or dishonesty committed by any employees | X | Up to RM 500,000(On all employee) |
| Machinery Breakdown | Covers any unforeseen and sudden physical loss or damage to machinery at premises | X | Up to RM 2,000,000 |
| Money | Covers loss of money whilst in transit or in the premise by any cause | X | Up to RM 500,000 (Money in Transit & Money in Premises) |
| Plate Glass | Covers loss due to breakage or damage to the installed plate glass at your premise. | X | Up to RM 2,000,000 |
| Public Liability | Covers your legal liability to third parties in respect of accidental bodily injury or property damage | X | Max Limit Indenminity RM 1,000,000 |
Frequently Asked Questions (FAQs)
- How much contribution do I have to pay?
The total annual contribution that you have to pay depends on the benefits coverage and sum covered that you have selected.
- What if there are changes to my contact / personal details?
You may notify us via email if there is any changes in your contact details to ensure that all correspondences reach you in a timely manner.
- Can I cancel my certificate?
Yes, you may cancel your certificate by giving written notice to us.
- What about the contribution refund? (Cancellation)
Upon cancellation, you are entitled to a pro-rata refund of the contribution paid provided no claim has been made during the current period of takaful.
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Any further enquiries, please contact our Customer Service Centre at 03-2603 7700
